Using deferred debit:

In this case you have two bank accounts: a main bank account and a deferred debit account. 



The deferred debit account contains a total of €150 worth of card payments.



You can match these payments to your expenses:



The main bank account shows the total balance of the deferred debit account. 



In order to match this total debit in your main bank account, create a bank transfer from your main account to your deferred debit account. 




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