Using deferred debit:
In this case you have two bank accounts: a main bank account and a deferred debit account.
The deferred debit account contains a total of €150 worth of card payments.
You can match these payments to your expenses:
The main bank account shows the total balance of the deferred debit account.
In order to match this total debit in your main bank account, create a bank transfer from your main account to your deferred debit account.